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We specialize in Commercial Lines coverage for national and international small to mid-sized businesses.
Our clients range from privately-held sole proprietorships to publicly-traded corporations
with 5,000 employees or more.
To discuss your business insurance needs, please call Sue Tschoepe at 888-222-7476 ext 230. CARRIERS We are an independent, general insurance broker who works with A.M. Best "A-" (Superior) to "A++" (Highest Excellence) rated insurance companies including international and surplus line insurers. COVERAGE We offer a variety of commercial line products including:
SPECIALTIES As a general insurance broker, we serve most industries. We specifically serve clients in the retail, real estate, nursing home, wholesale, technology, manufacturing and service trades. We also pride ourselves in working with non-profit organizations and 501C (3) organizations. Additionally, we maintain added expertise in Professional Liability, Executive Protection and Environmental Liability. Our own "in-house" experts in Property Portfolio Management (CATalyst) and Professional Lines Placement will assist in a way no other broker can match. LOSS-SENSITIVE PRODUCTS We have a thorough understanding of the loss sensitive options available through the Alternative Market. If the premium size and the historical losses justify the potential risks, HIG will provide Alternative Risk Transfer options including, but not limited to, Large Deductibles, Segregated Protected Cells and Deductible Reimbursement Policies through domestic and international markets including Bermuda and London. RISK MANAGEMENT As a part of our commitment to client service, we have strategically partnered with IRISK Solutions (www.irisksolutions.com), an enterprise risk management consulting firm, to provide each of our clients with the highest level of risk management oversight and control of loss control, claims and managed care services. Together, we have developed a Stewardship Program to educate our clients on how to reduce risks, properly insure their businesses and obtain the most competitively priced coverage long-term. Ask about our web-based Risk Management Information System and network of risk management consultants. |
